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All directories/Virginia/Richmond

City directory · Richmond, VA

92 loan officers in Richmond, VA.

MLO Finder lists 92 mortgage loan officer profiles in Richmond, VA. Browse the profiles and always confirm current licensing through NMLS Consumer Access before reaching out.

Showing 1-20 of 92 loan officers

Richmond, VA

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MLO Finder is a directory and education resource, not a licensing authority. Always verify current licensing on NMLS Consumer Access before working with anyone.

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Richmond loan options

FHA loans in Richmond
FHA-insured mortgages follow HUD eligibility, underwriting, occupancy, property, loan-limit, and mortgage-insurance requirements.
Conventional loans in Richmond
Conventional mortgages are not government-insured or guaranteed. Conforming conventional loans follow Fannie Mae and Freddie Mac guidelines; jumbo loans have different requirements.
VA loans in Richmond
VA-backed mortgages serve eligible borrowers; entitlement status, lender approval, and property appraisal affect the individual transaction.
Jumbo loans in Richmond
Jumbo loans exceed the applicable county and unit-count conforming limit; credit, equity, reserves, documentation, and pricing vary by product.
Non-QM loans in Richmond
Non-QM does not identify one product; documentation, property, occupancy, credit, equity, reserve, and pricing rules vary.
DSCR loans in Richmond
DSCR mortgage products use lender-specific rent, housing-expense, credit, equity, reserve, entity, and property rules.
ITIN loans in Richmond
An ITIN is an IRS tax-processing number, not proof of mortgage eligibility, immigration status, or work authorization.
USDA loans in Richmond
USDA Guaranteed and Direct home-loan paths have distinct area, household, property, repayment, and underwriting requirements.
Bank-statement loans in Richmond
Bank-statement mortgages use lender-specific statement periods, eligible-deposit rules, expense methods, and underwriting requirements.
Foreign-national loans in Richmond
Foreign-national mortgage requirements vary by lender, borrower status, jurisdiction, property, occupancy, and documentation path.
First-time buyer loans in Richmond
First-time buyers may qualify for mortgage programs and down-payment assistance, subject to each program’s eligibility and combination rules.
Self-employed loans in Richmond
Self-employed borrowers can explore standard mortgage programs or lender-specific bank-statement, P&L, and asset-based options.

Finding a mortgage loan officer in Richmond, Virginia

When comparing mortgage loan officers in Richmond, Virginia, review current licensing, role and employer, available loan programs, service area, communication preferences, and source-linked reviews where available. Some loan officers work for a single lender; others may operate as mortgage brokers with access to multiple lenders. Confirm each professional’s current status through NMLS Consumer Access.

Why compare local loan officers?

Ask loan officers in Richmond about their experience serving borrowers in Virginia, available loan programs, service area, and consultation options. Lender access and services vary by professional, so compare written offers and confirm each professional’s role and employer.

How to compare mortgage loan officers

  • Confirm current licensing through NMLS Consumer Access
  • Compare role, employer, and available loan programs
  • Review service area and communication preferences
  • Check source-linked review snapshots when available
  • Compare written offers and clarify which lender or lenders each professional represents

Use MLO Finder to find and compare mortgage loan officers in Richmond, Virginia. Listings may include contact information, NMLS identifiers, source links, and review snapshots to support your own diligence.