FHA
What an FHA gift letter needs to say
Who can gift funds, what has to be documented, and why repayment language matters.
Find a related loan officerPlain-English mortgage explainers
One concept, one minute, one clear next question.
The second scaffold frames MLO Finder as a media company as well as a directory. This page starts that content surface without pretending the full Reel Studio workflow is live.
01 · The reel queue
Six briefs, six borrower questions.
Brief 04MLO Finder
Plain-English
Explainer
0:47
Explainer
0:47
What an FHA gift letter needs to say
0:47 · FHA
Brief 05MLO Finder
Plain-English
Explainer
1:02
Explainer
1:02
Rate lock, in one breath
1:02 · Rates
Rates
Rate lock, in one breath
What a lock protects, when it usually starts, and why the expiration date matters.
Find a related loan officerBrief 06MLO Finder
Plain-English
Explainer
0:38
Explainer
0:38
DTI vs. credit score
0:38 · Qualifying
Qualifying
DTI vs. credit score
Why a strong credit score can still fail when the monthly-payment math does not work.
Find a related loan officerBrief 07MLO Finder
Plain-English
Explainer
0:55
Explainer
0:55
Closing cost credits
0:55 · Closing
Closing
Closing cost credits
When seller credits help, when they hit program caps, and what borrowers should ask first.
Find a related loan officerBrief 08MLO Finder
Plain-English
Explainer
1:14
Explainer
1:14
The VA funding fee
1:14 · VA
VA
The VA funding fee
Who pays it, who can get it waived, and how it compares with mortgage insurance.
Find a related loan officerBrief 09MLO Finder
Plain-English
Explainer
0:52
Explainer
0:52
Removing PMI without refinancing
0:52 · PMI
PMI
Removing PMI without refinancing
Automatic cancellation, borrower-requested cancellation, and valuation checkpoints.
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