Self-employed · 1099 & business owners
Self-employed.
Self-employed loan programs use bank-statement, P&L, or asset-based underwriting for 1099 and business-owner borrowers.
Bank-statement, P&L, and asset-based options for borrowers whose tax returns understate true income.
01 · Browse by state
Self-employed loan officers — by state.
Browse loan officers by state. Save profiles as you compare, then reach out directly from any profile.
Other state? Browse all 50 states →
02 · How to use this list
Save three, send one message.
Open a state page above. Hit the heart on three officers whose profiles look right. A compare bar slides up — write one note describing your situation, and each officer gets it. They reply to you directly. Mortgage shopping should always be multi-quote; single-quote borrowers leave money on the table.
03 · Other loan types