How many mortgage loan officer profiles are listed in Elizabethtown, Kentucky?

4 mortgage loan officer profiles are currently listed in Elizabethtown, Kentucky. Verify current licensing through NMLS Consumer Access using the NMLS number shown on a profile.

How do I verify a mortgage loan officer's license?

You can verify any loan officer's NMLS license through the official NMLS Consumer Access website using the NMLS number shown on each MLO Finder profile.

What should I look for in a mortgage loan officer?

Look for current NMLS licensing — confirm it yourself on NMLS Consumer Access — relevant loan experience, transparent communication, and consistent source-linked client feedback before choosing a loan officer.

Is MLO Finder free to use?

Yes, MLO Finder is completely free for homebuyers to search, compare, and contact mortgage loan officers.

All directories/Kentucky/Elizabethtown

City directory · Elizabethtown, KY

4 loan officers in Elizabethtown, KY.

MLO Finder lists 4 mortgage loan officer profiles in Elizabethtown, KY. Browse the profiles and always confirm current licensing through NMLS Consumer Access before reaching out.

Showing 1-4 of 4 loan officers

Elizabethtown, KY

Austin Goetz

Claimed profile

Mortgage Loan Officer

NMLS

#2158682

Check on NMLS View profile

Paul B Chambliss

Mortgage Loan Officer

NMLS

#37502

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Tracy Knifley Holtsclaw

Mortgage Loan Officer

NMLS

#470791

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William Russell Garner

Mortgage Loan Officer

NMLS

#1584692

Check on NMLS View profile

MLO Finder is a directory and education resource, not a licensing authority. Always verify current licensing on NMLS Consumer Access before working with anyone.

Elizabethtown Mortgage Blog & News

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Helpful Guides & Resources

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How to Get Mortgage Pre-Approval in Elizabethtown, Kentucky

General steps for preparing a mortgage pre-approval conversation in Elizabethtown, including documents to gather and questions to ask licensed professionals.

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First-Time Homebuyer's Guide to Elizabethtown, Kentucky

A general first-time buyer checklist for Elizabethtown: budgeting, loan conversations, inspections, closing costs, and licensing checks.

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Understanding Mortgage Rates in Elizabethtown, Kentucky

General education on mortgage rates, rate locks, points, and comparison shopping for borrowers in Elizabethtown.

Browse by loan type

Elizabethtown loan options

FHA loans in Elizabethtown

FHA-insured mortgages follow HUD eligibility, underwriting, occupancy, property, loan-limit, and mortgage-insurance requirements.

Conventional loans in Elizabethtown

Conventional mortgages are not government-insured or guaranteed. Conforming conventional loans follow Fannie Mae and Freddie Mac guidelines; jumbo loans have different requirements.

VA loans in Elizabethtown

VA-backed mortgages serve eligible borrowers; entitlement status, lender approval, and property appraisal affect the individual transaction.

Jumbo loans in Elizabethtown

Jumbo loans exceed the applicable county and unit-count conforming limit; credit, equity, reserves, documentation, and pricing vary by product.

Non-QM loans in Elizabethtown

Non-QM does not identify one product; documentation, property, occupancy, credit, equity, reserve, and pricing rules vary.

DSCR loans in Elizabethtown

DSCR mortgage products use lender-specific rent, housing-expense, credit, equity, reserve, entity, and property rules.

ITIN loans in Elizabethtown

An ITIN is an IRS tax-processing number, not proof of mortgage eligibility, immigration status, or work authorization.

USDA loans in Elizabethtown

USDA Guaranteed and Direct home-loan paths have distinct area, household, property, repayment, and underwriting requirements.

Bank-statement loans in Elizabethtown

Bank-statement mortgages use lender-specific statement periods, eligible-deposit rules, expense methods, and underwriting requirements.

Foreign-national loans in Elizabethtown

Foreign-national mortgage requirements vary by lender, borrower status, jurisdiction, property, occupancy, and documentation path.

First-time buyer loans in Elizabethtown

First-time buyers may qualify for mortgage programs and down-payment assistance, subject to each program’s eligibility and combination rules.

Self-employed loans in Elizabethtown

Self-employed borrowers can explore standard mortgage programs or lender-specific bank-statement, P&L, and asset-based options.

Finding a mortgage loan officer in Elizabethtown, Kentucky

When comparing mortgage loan officers in Elizabethtown, Kentucky, review current licensing, role and employer, available loan programs, service area, communication preferences, and source-linked reviews where available. Some loan officers work for a single lender; others may operate as mortgage brokers with access to multiple lenders. Confirm each professional’s current status through NMLS Consumer Access.

Why compare local loan officers?

Ask loan officers in Elizabethtown about their experience serving borrowers in Kentucky, available loan programs, service area, and consultation options. Lender access and services vary by professional, so compare written offers and confirm each professional’s role and employer.

How to compare mortgage loan officers

Confirm current licensing through NMLS Consumer Access
Compare role, employer, and available loan programs
Review service area and communication preferences
Check source-linked review snapshots when available
Compare written offers and clarify which lender or lenders each professional represents

Use MLO Finder to find and compare mortgage loan officers in Elizabethtown, Kentucky. Listings may include contact information, NMLS identifiers, source links, and review snapshots to support your own diligence.